Resources

There are a lot of people struggling to achieve financial wellness who simply need the required knowledge and an affordable pathway to success. The Credit Building Institute was founded to contribute to the elimination of the wealth and lending inequalities in America by effectively building our underserved citizens credit histories.

WHAT WE DO

WHO WE HELP

For more than 20 years our founders researched and brainstormed to find simple, yet innovative and effective methods to mitigate most of the financial risk associated with providing economical credit. We chose to use our finance industry experience, knowledge, and banking industry partners to create an economical pathway for you to overcome and escape the roadblocks to credit wellness and sufficiency. Our model is groundbreaking. And it works.

The consumer finance marketplace is structured to penalize and upcharge consumers with low credit scores. We dedicate our resources to help clients who are perceived as a bad credit risk to traditional lenders. This includes:

• Those with no credit

• Those who are underbanked

• Those who have had past credit difficulties

• Those who desire to increase their credit score

WHO WE ARE

CBI RESOURCES

Here are a few resources to help guide your financial literacy journey.

BUDGET & DEBT MANAGEMENT

Credit Coalition Houston Area713-224-8100 www.creditcoalition.orgGreen Path Financial Wellness
855-960-4437 www.greenpath.com
Homeowner’s HOPE TM Hotline
888-995-4673 www.995hope.org
Money Management International
866-531-3433 www.moneymanagement.org
National Foundation for Credit Counseling
800-388-2227 www.nfcc.org
Operation HOPE Inc.
877-592-4673 www.operationhope.org

CONSUMER PROTECTION

Consumer Financial Protection Bureau
855-411-2372 www.consumerfinance.gov
Federal Deposit Insurance Corporation
877-275-3342 www.fdic.gov/consumers
Federal Reserve Consumer Help
888-851-1920 www.federalreserveconsumerhelp.gov
Federal Trade Commission
202-326-2222 www.ftc.gov
Investor Protection Trust
www.investorprotection.org
National Association of Insurance Commissioners
www.naic.org
U.S. Securities and Exchange Commission
800-732-0330 www.sec.gov

FINANCIAL EDUCATION - YOUTH

American Financial Services Associationwww.afsaonline.org
Council for Economic Education
www.councilforeconed.org
Federal Reserve Education
www.federalreserveeducation.org
Jump$tart Coalition for Personal Financial Literacy
www.jumpstart.org
Junior Achievement
719-540-8000 www.ja.org
Sallie Mae
888-272-5543 www.salliemae.com
U.S. Department of the Treasury TreasuryDirect
800-722-2678 www.treasurydirect.gov/research-center/ tools

PERSONAL FINANCIAL EDUCATION

AARP
888-687-2277 www.aarp.org
America Saves
202-387-6121 https://americasaves.org
American Bankers Association
800-226-5377 www.aba.com/consumers
American Council of Life Insurance
202-624-2000 www.acli.com
American Financial Services Association Education Foundation
888-400-7577 https://afsaef.org
American Institute of Certified Public Accountants
888-777-7077 www.360financialliteracy.org
American Savings Education Council
202-659-0670 www.asec.org
Consumer Financial Protection Bureau
855–411–2372 www.consumerfinance.gov/your-moneyyour-goals
Fannie Mae
800-232-6643 www.fanniemae.com
Federal Trade Commission
800-333-4636 www.consumer.gov

Federal Deposit Insurance Corporation
877-275-3342 www.fdic.gov/consumers/consumer/moneysmart
Federal Reserve Education
www.federalreserveeducation.org

Freddie Mac
703-903-2000 www.freddiemac.com
Internal Revenue Service
800-829-1040 www.irs.gov
National Credit Union Administration
703-518-6300 www.mycreditunion.gov
U.S. Department of Labor Women’s Bureau
www.dol.gov/wb/
U.S. Department of the Treasury
800-722-2678 www.treasury.gov
U.S. Financial Literacy and Education Commission
800-333-4636 www.mymoney.gov
U.S. Social Security Administration
800-772-1213 www.ssa.gov
Women’s Institute for Financial Education
www.wife.org

Our Sincere Commitment

"Our goal is to help you build your credit and become the most effective credit building organization in America, transforming clients into highly valued financing customers. The Credit Building Institute focuses on helping clients build excellent credit to finance wealth-producing assets and create a prosperous future."