See what we are about

There are a lot of people struggling to achieve financial wellness who simply need the required knowledge and an affordable pathway to success. The Credit Building Institute was founded to contribute to the elimination of the wealth and lending inequalities in America by effectively building our underserved citizens credit histories.

WHAT WE DO

WHO WE HELP

For more than 20 years our founders researched and brainstormed to find simple, yet innovative and effective methods to mitigate most of the financial risk associated with providing economical credit. We chose to use our finance industry experience, knowledge, and banking industry partners to create an economical pathway for you to overcome and escape the roadblocks to credit wellness and sufficiency. Our model is groundbreaking. And it works.

The consumer finance marketplace is structured to penalize and upcharge consumers with low credit scores. We dedicate our resources to help clients who are perceived as a bad credit risk to traditional lenders. This includes:

• Those with no credit

• Those who are underbanked

• Those who have had past credit difficulties

• Those who desire to increase their credit score

WHO WE ARE

3 Reasons to Choose CBI

1. SECURED ACCESS. Your information will never be sold. We take pride in securing your personal information and our accounts.

2. NO CREDIT REQUIREMENT. Your credit score or history is never a factor in being approved for our credit building programs.

3. DFY SERVICING. You never have to pressure yourself with making loan payments or monitoring credit card limits. Our credit building plans provides convenient done-for-you loan servicing, including repayment.

Reliability

We use trusted and proven credit building products such as bank loans and credit cards. Your name will be on each bank loan and credit card account. When you begin our credit building program you will be assigned a Personal Credit Aide to assist with your accounts and the building of your credit score. Your Personal Credit Aide will also be your faciilitator on all loans to guarantee the program goals and integrity.

Easy Credit Building

With our trusted credit building program, you pay one annual fee and let the automated tools manage the building of your credit score. No qualifying, no monthly out-of-pocket payments, no scheduling and late payments, and no risk.

Great Tools to Turn Goals into Reality

In our Plan A credit building program, you will receive a $500 bank loan account and three credit card accounts for one annual fee of $250. Your bank loan will be for one year and you will receive a new bank loan each year upon program renewal.